Ever have anyone ask you to provide the last 4 digits of your Social Security number? With promises they’d verify who you are and they’d give you information or whatever your signing up to do? Yeah. Right.

You know how they ask you for that information when you change doctors, or on other occasions ask for the little 4 digits! Well, It’s risky business to do it.

All anyone needs is your name and address and those 4 little digits and they can access your credit report!

Did you know that the credit report will have your full Social Security number? Opening the doors for others to see the number.
Unscrupulous people can probably guess the rest of the numbers.
Did you know they base the first five digits on your place and date of birth?

Ok, so what’s a poor fella or gal to do?

Ask WHY they need those 4 little numbers.
You’re only legally obliged to give it to financial institutions, employers or folks needing to report to the IRS.
Remember to shred any important documents….even those with just those 4 little digits!
Get your FREE Credit Reports at least annually to be sure the information is correct and that any errors are corrected. If you’re  ordering it on-line, make sure the URL begins with https:// (note the s, which indicates a  secure site…also look for the lock).

It’s your life and your credit at risk!