Helpful Tips


General and St. Louis County News and Helpful Tips and Taxing Time27 Apr 2008 10:59 am

You still have time to pick up and file your St. Louis County property tax assessment appeal form. Don’t delay though, as the deadline to file is Monday, June 16, 2008.

You can pick up the form at 41 S. Central Avenue in Clayton; by phone at 314-615-7194; online at the St. Louis County Web site or at the Chesterfield satellite office located at 74 Clarkson Wilson Centre. 

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General and ST. LOUIS and Helpful Tips23 Apr 2008 02:05 pm

This past week, here in the St. Louis area (and in Illinois, where the epicenter was) a lot of us were awakened to the fact that "the big one" could happen. Yes, I knew about the New Madrid fault, but this other one (Wabash Valley) was new to me, in Illinois, I’d never even heard of it! So, when I awoke in the early morning, to find the windows softly rattling and then continuing to get noisier as the bed began to shake, I tried to think what I was supposed to do next. Meanwhile the hubby was lying peacefully next to me, still sound asleep!

My learned response was to either get under the doorway or get outside to the driveway. Turn off the gas if it’s a large earthquake.

OK, so what would YOU do? Or maybe I should ask, what SHOULD you do? For answers to these questions, take the test that’s in this short video. Be prepared the next time; yes, there will be a next time. When or where, who knows? Check out the earthquake hazard maps.

One thing I know for sure, I only had 50% of the questions correct! Obviously, they have changed their thinking on some previous views. I’ve had to re-think what I’d been taught. Good Luck on the test! Let me know if you find it helpful.

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General and New Construction Market and Helpful Tips15 Jan 2008 07:40 am

 Here’s a bit more information for your review. This notion of going green is getting pretty "hot" so I thought I’d add some more content for you. I hope you’ll find something here that you can implement either when you are doing new construction, remodeling or just wanting to help the environment. You’ll find the information HERE.

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General and ST. LOUIS and St. Louis County News and Helpful Tips12 Aug 2007 08:32 pm

Be COOL and Help folks that need to BE COOL too!

Be a good neighbor and check on the older folks and anyone that is ill to be sure they are O.K.!

If you know of anyone that can’t pay their utility bills please have them call their utility company and let them know! They aren’t mind readers, you know! Make the call and let them know that help is needed.

 HELP is available to you or your neighbor if you can’t afford to pay! It’s COOL to BE COOL enough to help your neighbor or those in need. How Cool are YOU? Volunteer to help or donate money (100% going to the needy!) You can mail in a check to: UMB Bank, P.O. Box 868, St. Louis, MO 63188 or CHARGE IT on their secure site.  They make it E-Z to HELP!

 

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General and Helpful Tips and Taxing Time03 Aug 2007 11:44 am

I just read that .97% of individual tax payers are getting audited by the IRS. It sounds like a small percentage, until it’s you. I do represent taxpayers before the IRS.

The biggest issue going on with individualIRS audits is that they take total deposits from your bank records as your total income. (So if you sold a car or that old piano, make sure you keep records so you can prove it’s not taxable income.)

Need more information before tax time becomes taxing? Give me a call!

Lisa Bushur C.P.A. Group, LLC  

174 Clarkson Road, Ste. 100

Ellisville, MO 63011

636.386.1040

   636.386.1044 fax

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General and Helpful Tips01 Aug 2007 02:01 pm

Ever have anyone ask you to provide the last 4 digits of your Social Security number? With promises they’d verify who you are and they’d give you information or whatever your signing up to do? Yeah. Right.

You know how they ask you for that information when you change doctors, or on other occasions ask for the little 4 digits! Well, It’s risky business to do it.

All anyone needs is your name and address and those 4 little digits and they can access your credit report!

Did you know that the credit report will have your full Social Security number? Opening the doors for others to see the number.
Unscrupulous people can probably guess the rest of the numbers.
Did you know they base the first five digits on your place and date of birth?

Ok, so what’s a poor fella or gal to do?

Ask WHY they need those 4 little numbers.
You’re only legally obliged to give it to financial institutions, employers or folks needing to report to the IRS.
Remember to shred any important documents….even those with just those 4 little digits!
Get your FREE Credit Reports at least annually to be sure the information is correct and that any errors are corrected. If you’re  ordering it on-line, make sure the URL begins with https:// (note the s, which indicates a  secure site…also look for the lock).

It’s your life and your credit at risk!

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General and MoDot ALERTS and ST. LOUIS and St. Louis County News and Helpful Tips30 Jun 2007 09:42 am

Have you heard? MoDOT, along with the National Highway Traffic Safety Administration and the American Society on Aging, is encouraging older drivers to use alternative transportation when they must limit or stop driving.  Sounds good to me, and they are looking for ways to help seniors drive longer with some training and learning techniques. With that in mind, they are instituting 5 core programs in 5 cities in Missouri, one of which is the St. Louis area. Other Missouri cities include: Cape Girardeau, Columbia, Kansas City, and Springfield.

They (MoDOT) say that older drivers were involved in 15 percent of the fatal traffic crashes and 12 percent of the crashes involving a serious injury in the last 3 years.  As people age, vision can change, limited mobility, slower reflexes, delayed reaction time, drowsiness, and trouble judging distances and speed all can become issues.  Growing older doesn’t HAVE to mean giving up driving but we all need to be sensitive to these changes. Physicians need to be pro-active in their observances of problems stated above.

MoDot will work with NHTSA, ASA and community coordinators in each of the cities to stage training and outreach efforts on the programs. For a description of the programs click HERE.  Time to take a refresher class?

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General and St. Louis County News and Helpful Tips30 Jun 2007 09:07 am

Uh-oh! Here they come!

We’ve got Trouble, with a capital T! Right here in River City! Yep, they’ve found mosquitos that tested positive for the West Nile Virus right her in Chesterfield and some areas of unincorporated Creve Coeur.

Ok, so there are no reported human cases of the West Nile Virus in St. Louis County this year (as yet!), but you need to know what you can do to do to help prevent that from happening. The St. Louis County Health Department Director Dolores J. Gunn reminds us that we need to minimize our exposure to the critters. Do it by elimination of standing pools of water, cleaning out the gutters of leaves and using repellants (see below). 

Here’s  a list of things you can do to help:

1) At least once a week, empty all standing water from gabage cans, wading pools, pet dishes, buckets, and any other areas that may collect water.

2) Use a product with the active ingredient methoprene or Bti (Bacillus thuringiensis israclensis) to place in birdbaths or ponds, to prevent mosiquitos from developing.

3) Repair screens on doors/windows

4) Wear long-sleeved shirts, long pants and light colored colors outdoors.

5) Spray clothing with repellents containing DEET

To find out when the county will be spraying, call 615-4-BUG for the nightly spray schedule. For more information on mosquito prevention contact the County Vector Control office at 314-727-3097 or click here.

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General and Helpful Tips27 Jun 2007 04:50 pm

Having identity theft fear or issues? Here’s some helpful information for you to consider.

You can contact the 3 major credit reporting bureaus and place an "alert" on your credit report. An alert acts as a reminder to the creditors to contact you prior to issuing new loan or any credit cards in your name.

A "freeze" on the other hand will offer better protection by allowing you to block access to your credit report without an applicant’s payment history. You’ll recieve a PIN number so you can remove the freeze as necessary. To learn more, click here! 

Protect yourself!

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General and Helpful Tips11 Jun 2007 11:52 am
Have you gone "GREEN" yet? Now’s the time to get started!
It seems like we’re finally hearing about a small but mighty force behind the attempt to make a positive change to doing what’s good for the environment. That should also mean it’s good for all of us too! “Global warming” is getting to be a conversation starter.
It’s working into our conversations on a daily basis and I’m seeing a lot of articles written addressing these issues.
 
Growing carbon dioxide (CO2) in the atmosphere is contributing to the warming of our earth and providing us with hotter summers and warmer winters. Each of us is responsible for some of that happening and we can all help in our own small way. We each leave a “carbon footprint”. A Carbon Footprint is a measure of the impact human activities have on the environment in terms of the amount of green house gases produced, measured in units of carbon dioxide. You can check your carbon footprint on the web by clicking Here  or Here .
 
If you’re wondering what you can do as an individual, here are some ideas you might consider. Yes, you CAN make a difference!
 
The first and best way to help is to use your car less or modify your driving habits a bit. Try making a list of the places you need to go and do it in an orderly fashion. Make one trip out of it. Don’t speed and you’ll get better gas mileage and save at the pump too.
 
Walk or run to the gym; leave the car at home. Your feet were made for walking! You’ll get in better shape as a side benefit.
 
Keep your vehicle in good working order. A clean air filter and properly inflated tires can reduce pollution and improve gas mileage. (saving you more money!)
 
Use a local car wash that is committed to being a “Green” provider. A local “Crystal Clear Car Wash” dealer is located in Webster Groves. They use environmentally friendly cleaning solutions, recapture all pollutants attached to the car and use 60 gallons of water to wash the car rather than 120 if you did it yourself and in only 2 minutes! To learn more about it, click here.
 
Use regular tap water rather than buy bottled water.
 
Buy products with less packaging. (It uses more CO2 to make that packing)
 
Purchase “Energy Star” products and appliances that use energy more efficiently.
 
Recycle: The more you reuse, the less energy is spent recreating and creating new goods.
 
Buy local, “in season”, produce and product to reduce the amount of shipped goods.
 
Purchase the new low energy light bulbs. They cost more up front, but will last longer and will save you 20% over the cost of the old style bulbs!
 
Turn off the lights and other energy eating items in your home when they are not being used. Unplug the items not frequently used as they continue to use electric even when turned off.
 
If you’re having a new home built, talk to the builder about using energy efficient appliances, building supplies (flooring) and possibly even solar water heater for home/pool. Did you know that carpet is being made using corn? It’s soft, great looking, comes in all colors and is long wearing. Bamboo flooring may be a good choice as it is a renewable source.
 
You may not do everything on the list, but you CAN do something. Like the old saying goes, Waste Not, Want Not
 
 
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